This website uses cookies which are essential for it to function. Please accept or decline any non-essential cookies and see our Site Terms for full details and guidance.

Call: 01494 879500

Business Saver Base Rate Tracker

Instant Access 3.80% Gross pa/AER

Apply Now Back
Find out more...
  • Summary Back Copy 2
    • What is the interest rate?

      3.80% Gross pa/AER

      The rate of interest is guaranteed to track 1.20% below the Bank of England Base Rate until 30th October 2026. To monitor the Bank of England Base Rate visit bankofengland.co.uk. The minimum interest rate is 0.00%. This means that we may pay you no interest dependent on your account balance and the defined margin below Bank of England base rate at that time.

      Interest is calculated daily and paid annually at 31st December into this account or a nominated account as stated on your application form. You can also choose to have your interest paid monthly into a nominated account.

    • Can Buckinghamshire Building Society change the interest rate?

      Yes. The interest rate is variable, so it can go up or down dependent on the Bank of England base rate.

      If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, on the 1st of the following month after the change.

    • What would be the estimated balance after 12 months based on a deposit of £1,000?

      The estimated balance after 12 months based on a deposit of £1,000 would be £1,038.00.

      This estimation assumes that:
       - £1,000 is deposited on opening the account.
       - No additional deposits or withdrawals are made.
       - Interest is paid annually and added to the account.
       - The Bank of England base rate as at 1 August 2024 remains unchanged at 5.00% during the 12 month period.

      This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

    • How do I open and manage my account?

      • This account can be opened online, in branch or by post.
      • The account is only available to UK businesses.
      • You can open the account with a minimum investment of £1,000 and you can save up to a maximum of £750,000.
      • The initial deposit must be by cheque in the business’s name or by transfer from the business’s nominated bank account stated on the application form. The account may not be opened with cash.
      • The nominated bank account must be in a UK bank. We do not accept transfers from overseas.
      • You can manage your account by post or in branch.
    • Can I withdraw money?

      • Yes, you can take your money out whenever you need to.
      • You can withdraw in cash at our branch, or by cheque, or bank transfer to your nominated account.
      • Cash withdrawals are strictly limited and you cannot take out more than £500 at any one time.
      • We do not permit bank transfers to third parties.
      • Cheque withdrawals to third parties may require management approval.
      • Withdrawal requests to your nominated account can also be made in writing via post.
      • All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
      • At the end of the term (30th October 2026), which is also known as ‘maturity’, unless you tell us otherwise, your account will automatically transfer into a Company No Notice account which has a variable rate of interest and doesn’t track the Bank of England Base Rate.
    • Additional Information

      • Gross rate is the rate of interest payable before the deduction of tax. We will pay interest at the gross rate.
      • You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please contact HMRC.
      • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
      • We have no current plans to withdraw this product although it can be withdrawn without notice.
  • Important Information Back Copy 2

    You should read this information carefully in conjunction with our General Savings Terms and Conditions to ensure you understand them.

    This account is a deposit account. As such depositors are not shareholders and do not have membership rights but, will be bound by our Rules, a copy of which is available on request.

    In order to keep your money safe from fraud, we will use a Financial Conduct Authority approved electronic system to verify the identity of all signatories to the account and all directors or beneficial owners. We also require a photocopy of each signatory’s identification documents (this does not need to be certified). Our identification leaflet details the documents you will need to provide.

    We will also require identification for the organisation, as detailed in the identification leaflet.

    We reserve the right to check on any organisation’s company or charity registration.

    You can complete an application form by downloading it from the website or contact us and we will send you a form in the post. Please read and complete all sections of the form.

    The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

    We have a complaints procedure designed to meet the Regulatory requirements, which we will provide on request or is available on our website www.bucksbs.co.uk. If you are unhappy with the way we have resolved your complaint you may be able to contact the Financial Ombudsman Service at www.financial–ombudsman.org.uk

  • How To Apply Back Copy 2

    To Open an Account

    Download and complete the application form, self certification form, list of directors and shareholders and return them to us by post or to the branch.

    Financial Services Compensation Scheme

    You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

    The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA).

    Verifying your Identity

    In order to help you to keep your money safe from fraud we verify the identity of all signatories on the account. Click here to see the list of required ID documents.

    • What is the interest rate?

      3.80% Gross pa/AER

      The rate of interest is guaranteed to track 1.20% below the Bank of England Base Rate until 30th October 2026. To monitor the Bank of England Base Rate visit bankofengland.co.uk. The minimum interest rate is 0.00%. This means that we may pay you no interest dependent on your account balance and the defined margin below Bank of England base rate at that time.

      Interest is calculated daily and paid annually at 31st December into this account or a nominated account as stated on your application form. You can also choose to have your interest paid monthly into a nominated account.

    • Can Buckinghamshire Building Society change the interest rate?

      Yes. The interest rate is variable, so it can go up or down dependent on the Bank of England base rate.

      If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, on the 1st of the following month after the change.

    • What would be the estimated balance after 12 months based on a deposit of £1,000?

      The estimated balance after 12 months based on a deposit of £1,000 would be £1,038.00.

      This estimation assumes that:
       - £1,000 is deposited on opening the account.
       - No additional deposits or withdrawals are made.
       - Interest is paid annually and added to the account.
       - The Bank of England base rate as at 1 August 2024 remains unchanged at 5.00% during the 12 month period.

      This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

    • How do I open and manage my account?

      • This account can be opened online, in branch or by post.
      • The account is only available to UK businesses.
      • You can open the account with a minimum investment of £1,000 and you can save up to a maximum of £750,000.
      • The initial deposit must be by cheque in the business’s name or by transfer from the business’s nominated bank account stated on the application form. The account may not be opened with cash.
      • The nominated bank account must be in a UK bank. We do not accept transfers from overseas.
      • You can manage your account by post or in branch.
    • Can I withdraw money?

      • Yes, you can take your money out whenever you need to.
      • You can withdraw in cash at our branch, or by cheque, or bank transfer to your nominated account.
      • Cash withdrawals are strictly limited and you cannot take out more than £500 at any one time.
      • We do not permit bank transfers to third parties.
      • Cheque withdrawals to third parties may require management approval.
      • Withdrawal requests to your nominated account can also be made in writing via post.
      • All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
      • At the end of the term (30th October 2026), which is also known as ‘maturity’, unless you tell us otherwise, your account will automatically transfer into a Company No Notice account which has a variable rate of interest and doesn’t track the Bank of England Base Rate.
    • Additional Information

      • Gross rate is the rate of interest payable before the deduction of tax. We will pay interest at the gross rate.
      • You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please contact HMRC.
      • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
      • We have no current plans to withdraw this product although it can be withdrawn without notice.
  • You should read this information carefully in conjunction with our General Savings Terms and Conditions to ensure you understand them.

    This account is a deposit account. As such depositors are not shareholders and do not have membership rights but, will be bound by our Rules, a copy of which is available on request.

    In order to keep your money safe from fraud, we will use a Financial Conduct Authority approved electronic system to verify the identity of all signatories to the account and all directors or beneficial owners. We also require a photocopy of each signatory’s identification documents (this does not need to be certified). Our identification leaflet details the documents you will need to provide.

    We will also require identification for the organisation, as detailed in the identification leaflet.

    We reserve the right to check on any organisation’s company or charity registration.

    You can complete an application form by downloading it from the website or contact us and we will send you a form in the post. Please read and complete all sections of the form.

    The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

    We have a complaints procedure designed to meet the Regulatory requirements, which we will provide on request or is available on our website www.bucksbs.co.uk. If you are unhappy with the way we have resolved your complaint you may be able to contact the Financial Ombudsman Service at www.financial–ombudsman.org.uk

  • To Open an Account

    Download and complete the application form, self certification form, list of directors and shareholders and return them to us by post or to the branch.

    Financial Services Compensation Scheme

    You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

    The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA).

    Verifying your Identity

    In order to help you to keep your money safe from fraud we verify the identity of all signatories on the account. Click here to see the list of required ID documents.

Need some help?

Call us: 01494 879500  Email: info@bucksbs.co.uk  or visit our branch

Contact Form